NEW YORK LIFE
BANK ON THE LIVING BENEFITS OF WHOLE LIFE.
HOW MANY OF YOUR FINANCIAL PRODUCTS CAN CREATE AN "INSTANT ESTATE," OFFERING PERMANENT PROTECTION,
A PREMIUM GUARANTEED NEVER TO INCREASE,
GUARANTEED TAX DEFERRED CASH VALUE GROWTH,
EASY TAX FREE ACCESS TO YOUR FUNDS,
ADDITIONAL GROWTH THROUGH DIVIDENDS,
INCOME TAX FREE DEATH BENEFITS,
AND ALL OF THIS IS PROTECTED FROM CREDITORS.
ONE PRODUCT DOES THIS AND MORE. IT IS CASH VALUE WHOLE LIFE INSURANCE.
DO YOU WANT AFFORDABLE COVERAGE THAT ADAPTS TO CHANGING NEEDS?
WITH NEW YORK LIFE'S LEVEL CONVERTABLE TERM, YOU CHOOSE THE PREMIUM PAYMENT PERIOD THAT WORKS BEST FOR YOU.
YOU WILL HAVE THE ABILITY TO CONVERT TO A PERMANENT COVERAGE WITHIN THE STATED CONVERSION PERIOD.
THIS A TRUE STORY:
A YOUNG MAN NAME, JOE HAD JUST STARTED HIS CAREER AS AN ELECTRICAL ENGINEER AT ENTEX ELECTIC COMPANY.
HE HAD ASKED HIS GIRLFRIEND, WHO HE HAD DATED FOR TEN YEARS, TO MARRY HIM.
THE NIGHT BEFORE HE WAS TO BE MARRIED, HE AND SOME OF HIS BUDDIES, INCLUDING HIS BEST MAN, HAD A NIGHT FULL OF PARTYING AND DRINKING AT THE BACHELOR'S PARTY.
THE NEXT DAY ARRIVED.
WITHIN 2 HOURS OF HIS WEDDING, HE WAS BEING EXCOURTED BY HIS BEST FRIEND TO THE CHURCH.
OF COURSE, BOTH OF THEM WERE STILL A LITTLE INTOXICATED.
UNFORTUNATELY, JOE NEVER MADE IT TO HIS WEDDING.
HE WAS KILLED IN A FATAL CAR ACCIDENT.
HIS BEST MAN, RICKY, SUFFERED FROM A SEVERE HEAD INJURY AND A BROKEN SPINE THAT PREVENTED HIM TO EVER WALK AGAIN.
RICKY HAD TO BE TAKEN CARE FOR THE REST OF HIS LIFE.
THIS IS TERRIBLE ISN'T IT?
NOTHING CAN REALLY SHED ANY
LIGHT TO THIS SITUATION.
BUT, FORTUNATELY, JOE AND RICKY HAD MET A NEW YORK LIFE AGENT THAT HAD TALKED TO THEM ABOUT PROTECTING THEMSELVES FROM THE UNKNOWNS OF LIFE.
FIVE DAYS PRIOR TO JOE'S WEDDING, THE TWO OF THEM MET WITH THE NEW YORK LIFE AGENT.
JOE PURCHASED A $250,000, 15-YEAR CONVERTABLE TERM LIFE POLICY.
HE WAS PLANNING TO CONVERT IT TO A $250,000 WHOLE LIFE POLICY WITHIN FIVE YEARS AFTER HE HAD WORKED A LIITLE WHILE IN ORDER TO PROTECT HIS WIFE FROM UNFORSEEN FINANCIAL HARDSHIPS IN THE EVENT OF HIS UNTIMELY DEATH.
RICKY HAD PURCHASE A $200,000 WHOLE LIFE POLICY
TO UTILIZE THE CASH VALUE GROWTH OF THE POLICY TO SUPPORT HIS LAVISH LIFESTYLE.
HE ALSO PURCHASED $100,000 LONG TERM CARE POLICY TO PROTECT HIS INCOME.
HE KNEW THAT A LONG TERM ILLNESS COULD DIMINISH HIS INCOME GREATLY.
SO HE TOOK MEASURES TO PROTECT IT.
DON'T WE ALL KNOW SOMEONE THAT HAS THE NAME OF JOE AND RICKY?
NEITHER OF THE YOUNG MEN EXPECTED TRAGEDY TO OCCUR SO SOON,
BUT THEY WERE SMART ENOUGH TO SAFE GUARD THEMSELVES IN THE EVENT OF THE UNKNOWN OCCURRING.
THIS QUESTION IS FOR YOU.
WILL YOU BE LIKE JOE AND RICKY WHO PROTECTED THEMSELVES AGAINST THE UNKNOWS OF THIS LIFE?
WILL YOU BE LIKE THE MANY THAT DIE WITHOUT PURCHASING LIFE INSURANCE, LEAVING THIER LOVE ONES WITH THE FINANCIAL BURDEN OF FUNERALIZING AND BURYING THEM?
THE RESPONSIBILITY LIES WITHIN YOU....................
NEW YORK LIFE PROVIDES AN AFFORDABLE WAY TO PROTECT WHAT MATTERS MOST.
LIFE INSURANCE IS ONE OF THE MOST SELFLESS GIFTS YOU CAN GIVE YOUR FAMILY.
WITH THAT PURCHASE YOU ARE ESURING THEY WILL ALWAYS BE TAKEN CARE OF.
IN ADDITION TO PROVIDING PROTECTION, LIFE INSURANCE IS THE FOUNDATION OF A LONG-TERM FINANCIAL PLAN.
THE KEY IS TO CHOOSE COVERAGE YOU CAN AFFORD TODAY AND THAT IS ADAPTABLE TO YOUR CHANGING NEEDS.
YOU DEPEND ON YOUR CAR AND YOUR HOME, SO YOU PROTECT THEM FROM LOSS.
SHOULD NOT YOU ATLEAST PROTECT YOURSELF, THE , GROWING NEEDS OF YOUR FAMILY, YOUR SAVINGS, YOUR RETIREMENT, YOUR LIFE STYLE, AND YOUR INCOME FROM LOSS.
LOVE ME? OR LOVE ME NOT?
WANT TO SHOW YOUR FAMILY JUST HOW MUCH YOU LOVE THEM? WHEN YOU GIVE THEM A LIFE INSURANCE POLICY FROM NEW YORK LIFE, YOU ARE LETTING YOUR FAMILY KNOW THAT THEY ARE PROTECTED AND SECURE IN THE EVENT OF THE UNEXPECTED.
IT IS ONE OF THE SELFLESS GIFTS YOU CAN GIVE.
CALL MRS. BURNS,TODAY, TO SET UP AN APPOINTMENT @ (903) 312-3043.
NEW YORK LIFE (NYL)HAS A VARIETY OF PRODUCTS TO OFFER TO PROTECT YOUR FAMILY AND GROW YOUR WEALTH.
NYL IS FORTUNE'S #1 WORLD'S MOST ADMIRED LIFE INSURANCE COMPANY.
NYL IS SAFE AND SECURE.
NYL HAS BEEN IN BUSINESS FOR OVER 165 YEARS.
NYL HAVE PAID BILLIONS OF DOLLARS IN LIVING AND DEATH BENEFITS.
NYL HAS CONSISTANTLY BEEN RATED AS THE #1 LIFE INSURANCE COMPANY IN THE U.S. BY FINANCIAL RATING SYTEMS.
$300 BILLION IN MANAGEMENT AND $18 BILLION IN SURPLUS AND RESERVES.
NYL HAS THE ABILITY, IF ALL OF THEIR POLICY HOLDERS CASHED IN THEIR POLICIES, TO STILL HAVE $18 BILLION DOLLARS TO CONTINUE TO RUN THEIR BUSINESS WITH HIGH INTEGRITY.
NYL IS A MUTUAL COMPANY THAT IS RAN BY THEIR POLICY HOLDERS.
THE NEEDS OF THIER POLICY HOLDERS ARE OUR #1 PRIORITY.
UNLIKE MANY OF OUR COMPETITORS,
WHO ARE RAN BY STOCK HOLDERS AND SHARE HOLDERS WHO PUT THEIR NEEDS AHEAD OF THEIR POLICY HOLDERS.
AND MORE THAT THAT, NYL IS GROWING, IN GOOD TIMES AND IN THE BAD.
NYL IS "THE COMPANY YOU KEEP."
IN CLOSING, WHY NOT HAVE A COMPANY WITH SUCH GREAT QUALITIES ENSURING THE NEEDS OF YOU AND YOUR FAMILY?
CALL MRS. BURNS, NYL LIFE AND LONG-TERM CARE SPECIALISTS, TODAY, TO SET UP AN APPOINTMENT @ (903) 312-3043.
PROTECTION BY A COMPANY THAT HAS OVER 165 YEARS OF PROTECTING THE NEEDS OF THEIR POLICY HOLDERS BY LOVING, KIND, KNOWLEDGEABLE AGENTS THAT CARE FOR THEIR CLIENT'S LIKE FAMILY.
TRUST THE #1 LIFE INSURANCE PROVIDER WITH THE HIGHEST FINANCIAL RATINGS IN THE U.S. TO PROTECT YOU AND YOUR FAMILY FROM THE UNEXPECTED.
YOU ARE ON YOUR WAY HOME FROM A NICE DINNER DATE WITH YOUR WIFE.
YOU ARE WITHIN A BLOCK FROM ENTERING INTO YOUR DRIVE WAY, WHEN ONE OF YOUR NEIGHBORS IS BACKING OUT OF THEIR GARAGE, HITS YOU WITH A GREAT IMPACTING FORCE.
HE NEVER SAW YOUR CAR.
HE LIVES WITH A FEW MINOR INJURIES, BUT YOU AND YOUR WIFE DIE INSTANTLY.
YOU TWO HAVE THREE CHILDREN AT THE AGES OF 12, 10, AND 5 YEARS OLD.
THE TWO OF YOU NEVER PURCHASED ANY LIFE INSURANCE PROTECTION.
YOU OFTEN THOUGHT OF IT, BUT YOU KEPT ON PUTTING IT OFF.
IN THE SPIRIT, YOU AND YOUR WIFE WATCH THE DEVASTATION OF YOUR CHILDREN, THE STRUGGLES OF YOUR AGING PARENTS TO RAISE YOUR CHILDREN, AND ALSO THE DEVASTATED GRIEF STRICKEN NEIGHBOR THAT KILLED YOU IN A FATAL ACCIDENT.
ALL YOU COULD THINK OF,WAS,"WHY DIDN'T WE PURCHASE THAT LIFE INSURANCE POLICY THAT MRS. BURNS OFFERED US DURING OUR APPOINTMENT WITH US.
SHE WAS VERY KNOWLEDGEABLE AND CONVINCING.
WHY DIDN'T WE PURCHASE THE INSURANCE POLICY SHE HAD PRESENTED TO US?
PLEASE DON'T BE LIKE THIS COUPLE.
CALL MRS. BURNS TODAY, @ (903) 312-3043 FOR YOUR APPOINTMENT.
Don't Miss This! [Prospect's Name]?
Hello Mr./Mrs[Prospect's Name]
My name is[Call Center Agent’s Name]
I am giving you a call from the professional office of [ROTONGER BURNS, New York Life Agent who is affiliated with the #1 Insurance company in the U.S.]
How are you doing today?
Hey listen Mr./Mrs[Prospect's Name], I’m actually returning your call – [Pause while you look at their account)
I noticed you were inquiring about Life Insurance or Maybe some other New York Life Products.
(List of Products)
1. Permanent-(Whole life with extra paid dividends & Universal Life Insurance_
2. Term Life Insurance
3. Charitable gifts. Leaving as beneficiary your favorite charitable organization or Church.
4. Financial Planning to make your money grow at a higher rate than your ordinary savings, checking, Ira's, or CD's.
5. Fixed Annuities and other Annuties.
6. College Planning for children
7. Mortage protection
8. Business and Employee Benefit Packages
9. Longterm Care Policies that will protect your income.
Which one will you be needing to discuss with Mrs. Burns?
Before I contact you with Mrs. Burns on a 3 way call, I just wanted to give you a brief overview of New York Life, the best insurance company in the U.S.
New York Life has the highest financial rating out of all the insurance companies in the U.S.
They have been in business for more than 165 years.
They have paid out billions of dollars in living and death benefits.
They have 300 billion dollars in management, and 18 billion dollars in reserve and surplus.
This means that if all the New York Life policyholders were to cash in all their policies at one time New York Life will still have 18 billion dollars to carry on their business.
What would you do with that amount of money? It would come in handy wouldn't it?
New York Life is a Mutual company, meaning their policy holders run their company. They are our #1 priority.
Unlike our competitors who have share holders and stock holders making the decisions of their company to profit themselves.
New York Life is definitely the company you want to keep.
Mr./Mrs[Prospect's Name], I will need to ask you a few more questions before I connect you with Mrs. Burns.
1.Do you currently have any Life insurance or saving planS already in place?
2. What is Your address?
3. What is your phone number?
4. What is your DOB?
5.Do you have any diagnosis like diabetes, heart disease, HTN, or other diagnosis?
6. Are you on any medications?
7.Have you ever been denied any Life Insurance before?
8. What is your Height and weight?
9. Will there be others that you will be trying to insure?
If so I need the same questions answered for them.
10. How much money can you set aside to pay on a monthly basis for Life Insurance or to help increase your wealth?
Increase your wealth only means that Mrs. Burns will help you to see where you are financially and where you want to go.
Mrs. Burns will give you the financial resources and tools to help make your money grow at a better rate than most traditional styles of savings like regular saving, checking, and CD's in which taxes will eat up the bulk of your savings.
11. One more important question do you already have a savings or checking account? Payments are made on a monthly automatic bank drafts from your savings or checking account.
Mrs Burns will need your routing and account number at the appointment when finalizing the application.
What day and time can you meet with Mrs. Burns for an appointment? Right now Wednesday, Thursday, or Fridays work best for her, but she will be willing to work out a more suitable time convenient for the both of you.
Thank you for bearing with me, I just like to get the pleliminary questions out the way before I call Mrs. Burns on a 3 way call to confirm the appointment day and time to discuss the products that best meet your needs.
DOES THAT KIND OF MAKE SENSE?
Like I said, [Mrs. Burns] is very busy but I know that he/she wanted to talk to you. Just hold on a second so I can see if we can get him/her on the line real quick. Please show up for the appointment. Mrs Burns values the time she spends with all her client. She is very enthusiathic in helping them to reach their financial goals and protecting their families in the event the unexpected occurs.
DIAL mPR Member for 3way [(903) 312-3043]
(Before you disconnect, please congratulate the prospect on their smart decision in contacting us and wish them luck in getting the protection that they need for their family and themselves. Tell them that you are sure that after meeting with Mrs. Burns, you will be one step closer to reaching your financila goals and taking care of your final expenses.)
If not available for 3 way please redirect back to website: www.xxxxxxxxxxxxcom and leave a message on VM with prospects name and number!
And make sure they are booked for the business briefing.
Now you can stop waiting until next week, or next month to finally PROTECT YOUR FAMILY FROM THE UNEXPECTED
PLEASE BE PATIENT, AS THE REPRESENTATIVE ASK YOU
A FEW PLELIMINARY QUESTIONS BEFORE SHE CONNECTS WITH MRS. BURNS ON A THREE WAY CALL.
IF MRS. BURNS IS NOT ABLE TO ANSWER THE CALL, GO AHEAD AND SET THE APPOINTMENT WITH THE REPRESENTATIVE,
AND ALLOW MRS BURNS TO CALL YOU BACK TO CONFIRM THE APPOINTMENT.
SHE WILL TRY TO CALL AS SOON AS POSSIBLE.
REMEMBER, DON'T WAIT UNTIL THE LAST MINUTE AND KEEP PUTTING THE APPOINTMENT OFF.
AND REST EASIER KNOWING YOU HAVE JUST PROTECTED YOURSELF FROM LIFE'S UNKNOWN.
We respect your privacy and we wont sell or distribute your e-mail address
WE HATE SPAM AS MUCH AS YOU DO!
NEW YORK LIFE HAS A HISTORY OF PROVIDING HIGH INTEGITY SERVICES.
THEY LEARNED THAT PUTTING THE NEEDS OF THEIR POLICY HOLDERS IS FIRST AND FOREMOST.
THIS SYSTEM AS BEEN TRIED AND TESTED SUCCESSFULLY FOR OVER 165 YEARS.
NEW YORK LIFE, DURING 9-11, WHEN THE TWIN TOWERS WERE BLOWN UP BY A SUICIDAL PLANE IN NEW YORK CITY, HAD INFORMED MANY FAMILIES WHOSE LOVE ONES HAD BEEN KILLED IN THE GREAT TRAGEDY, THAT THEY WOULD PAY THEIR LOVE ONES POLICIES THAT THE OTHER INSURANCE COMPANIES HAD DENIED DEATH BENEFITS, DUE TO A CLAUSE IN THE POLICIES, STATING THAT THEY MAY NOT PAY DEATH BENEFITS IN THE EVENT OF AN ACT OF WAR.
PRESIDENT PUSH DECLARED 9-11, AN ACT OF WAR.
I WANT TO BRING NOTICE TO THIS.
THE PEOPLE THAT NEW YORK LIFE WAS WILLING TO PAY BENEFITS TO WERE NOT POLICY HOLDERS OF NEW YORK LIFE.
THEY BELONGED TO OTHER INSURANCE COMPANIES WHO HAD DENIED THEIR DEATH BENEFITS.
NEW YORK LIFE HAD ALREADY PAID THEIR POLICY HOLDERS DEATH BENEFITS, BUT
WAS WILLING TO HELP OTHERS.
WHAT DO YOU THINK THOSE OTHER INSURANCE COMPANIES DID, AFTER THEY FOUND OUT THAT NEW YORK LIFE WAS GOING TO PAY THEIR POLICY HOLDERS DEATH BENEFITS?
THEY WENT ON AND PAID THE DEATH BENEFITS THAT THEY SHOULD HAVE DONE, WITHOUT QUESTION.
IF THEY DIDN'T, THEY WOULD HAVE BEEN FINANCIALLY RUINED,
BECAUSE NEW YORK LIFE WOULD HAVE GAINED ALL OF THEIR BUSINESS.
HOW ABOUT THAT?
WHO WOULD NOT WANT TO HAVE A COMPANY WITH HIGH INTEGRITY AND MORALS LIKE THAT PROTECTING THE NEEDS OF THEIR FAMILY?
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